E-Memos & News

Read Our Informative Banking Industry Newsletter

Available for the asking at info@fortresspartners.com and available everywhere.  Fortress Partners provides a crisply written note every two months dealing with current issues in community banking, investing in community banks and other related and timely topics usually not exceeding 1,750 words in length.

Below are previous newsletters available to read through Adobe Acrobat Reader. To view these files, download the Adobe Reader.


If  you would like to receive a copy of our bi-monthly E-Memo via e-mail please drop us a note at info@fortresspartners.com.  If you have an interest in other issues, drop us a line.  Our library contains our E-Memos from 2003.

Where are the US Economy and Bank Stocks Really Going (Redux)?- February/March 2023

Where are the US Economy and Bank Stock Really Going – August/September 2022

Stop The Train Wreck – May/June 2022

Do No Harm, Mr. Cohn! – October 2020

Investor Sentiment vs. What we Know- August 2020

Independence Day- Hamilton Edition – June 2020

Banking on Acronyms – April 2020

Can community Banks Grow Organic Deposits and Loans, and Increase Earnings? – February 2020

How Digital is your Bank? Part Two – December 2019

Merry Christmas Letter – December 2019

How Digital is Your Bank?-October 2019

The Summer of Our Discontent- August 2019

The Landscape of Midwest Community Banking is Changing- June 2019

Why we exist – April 2019

Free Markets, Community Banks and Their Regulators – February 2019

Is Community Bank Financial Performance Relevant ? – December 2018

Merry Christmas Letter,  December 2018

Is Your Bank a Relevant Community Bank? – October 2018

Stop quarterly reporting & go to a six month system… – August 2018

Commercial Lending for Community Banks: Headwinds or Tailwinds? – June 2018

Single Charter Bank Holding Companies—Do They Really Perform Better? – April 2018

Succession and Emergency Planning: Timely Topics for Community Bank Boards – February 2018

A Community Bank Director’s Role In Bank M & A: Lessons Learned – December 2017

Merry Christmas Letter –  December 2017

How Regulatory Overreach Stifles Community Bank Lending and Board Governance – October 2017

Community Bank Vendor Contracts—Do Something Now Before It’s Too Late! – August 2017

Revisiting the Key Driver of Franchise Value, – June 2017

Is In-house Counsel a Solution for Some of your Bank’s Challenges? – April 2017

De Novo: Déjà Vu? – February 2017

Fortress Partners in the News

Why Wisconsin Banks are Safer then Silicon Valley Banks, 3/15/2023 Milwaukee Journal Sentinel

Customer Behavior Drives…., Summer 2021, Bank Owner

Bank’s Marketing Message has Bite, 11/10/2019, Milwaukee Journal Sentinel

BMO Harris cutting face-to-face mortgage lenders, 09/19/2018, Milwaukee Journal Sentinel

Staying on Track, December 2017, Wisconsin Banker

Deal keeps associated a buyer, rather than a seller, 07/23/17, Milwaukee Journal Sentinel

Madison area banks ace annual ratings, 04/09/2017, Wisconsin State Journal

Nonbank competition – Who can be friends, who will remain foes?, 01/18/2017, S&P Global

Investment in Tampa Bank is about to pay of big off in a big way for local entrepreneur, real estate firm, 12/21/16, Tampa Bay Business Journal